
- Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
- Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
- Updated: Sep 03, 2025
- Q & A: 157 Questions and Answers
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1. In addition to the application, MIB, or consumer reports, underwriters can acquire information from all of the following EXCEPT
A) medical questionnaires.
B) physical examinations.
C) genetic testing.
D) attending physician statements.
2. Under Medicare Hospital Insurance Part A, there are no medical benefits provided for treatment in a skilled nursing facility beyond
A) 180 days.
B) 100 days.
C) 60 days.
D) 30 days.
3. An insured receives a notice from the insurer that the policy has been cancelled in the middle of the term.
Which of the following policies did the insured MOST likely have?
A) Term.
B) Cancelable.
C) Optionally renewable.
D) Conditionally renewable.
4. A policy that provides coverage for persons with chronic diseases or disabilities, and often covers nursing home care, home-based care, and respite care is known as
A) Group Health insurance.
B) Medicare insurance.
C) Long-Term Care insurance.
D) Medicaid insurance.
5. Unlike HMO plans, PPO plan members MOST often
A) must designate a primary care physician.
B) receive no medical benefits while traveling to other states.
C) have more choices of doctors and medical service providers.
D) can see a physician on a walk-in basis.
Solutions:
Question # 1 Answer: C | Question # 2 Answer: B | Question # 3 Answer: B | Question # 4 Answer: C | Question # 5 Answer: C |
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