California Department of Insurance CA-Life-Accident-and-Health actual dump : CA Life, Accident and Health or Sickness Examination

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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. Which plan covers the medical expenses that are NOT covered by Medicare?

A) Long-term care.
B) MediCal.
C) Medicare supplement.
D) Disability income.

2. California long-term care policies may be identified as any of the following EXCEPT

A) Home Care only.
B) Nursing Facility and Residential Care Facility only.
C) Comprehensive Long-Term Care.
D) Acute Hospital Care only.

3. All of the following are requirements of a contract EXCEPT

A) the contract must have a legal purpose.
B) there must be an offer and acceptance of the contract terms.
C) there must be equal consideration between the parties.
D) the parties to the contract must be legally competent.

4. People commonly purchase an annuity to protect against the risk of

A) dying before their home mortgage is paid off.
B) outliving their financial resources.
C) becoming uninsurable.
D) dying too soon.

5. Which of the following coverages is NOT one of the three traditional benefits of a group basic medical expense plan?

A) Physician's visit expense.
B) Hospital expense.
C) Private nursing expense.
D) Surgical expense.

Solutions: