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Real Estate New-Jersey-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. Rules for Truth in Lending and RESPA call for disclosure documents to borrowers. How can a managing broker best prepare associated licensees to manage these disclosures?

A) The buyer's broker can provide samples so that when the licensee and the borrower prepare the forms they are following a good example.
B) Because the listing broker will be primarily responsible for completing the Loan Estimate to send to the lender, the broker should train associated licensees to collect all the necessary information in a timely fashion.
C) Because the lender has primary responsibility to provide these forms, the broker and licensees should be aware of the items required for the lender to comply.
D) The managing broker should train licensees to advise borrowers to accept the Loan Estimate right away.

2. In advertisements of individual salespersons, which of the following is permitted?

A) Placing the real estate office sign on a personal residence.
B) Linking a personal real estate webpage to the salesperson's broker's website.
C) Including reference to a home office.
D) Having the broker's name appear in smaller print than the salesperson's name in a newspaper ad.

3. Under the New Jersey Real Estate Sales Full Disclosure Act, the Act does NOT apply to a development project:

A) where the purchaser's total financial obligation is less than $5,000.
B) consisting of 10 units.
C) extending over a 5 year period only.
D) already approved by the Department of Commerce.

4. A married couple is planning to purchase a house that costs $86,000. If they obtain a 60% loan and the lender charges a 2.5% loan origination fee and 0.5 discount points, what is the cost of these expenses?

A) $2,580
B) $1,290
C) $2,150
D) $1,548

5. The Multiple Listing Service (MLS) board members decided that the population of each area of the city would be best served by the brokerages who have offices actually located within those areas. The board established boundaries dividing the city into six districts and voted to limit listings for each district to only those brokerages with offices within the district. Brokerages who tried to advertise beyond their own district would be prohibited from listing properties in the MLS. This action violates what Real Estate Law?

A) Housing and Community Development Act of 1974
B) Diversity Jurisdiction
C) Sherman Anti-trust Act
D) Civil Rights Act

Solutions: